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September 18, 2017

Not everyone has the aptitude, the savvy or the deep pockets to be able to start and manage a business on their own. Most of us are dependent on bringing along a partner (or partners) of some type to help finance and run the shop. And while those associates will likely...

May 26, 2016

When applying for a bank loan, banks determine your creditworthiness and risk. Banks want to ensure that you are capable of paying back the loan and the interest on it. They need to assess your business solvency for the short-term and determine your leverage for the lo...

February 10, 2016

The soaring cost of health care coverage is forcing employers to look for alternative solutions. With its many benefits, partially self-funded health care plans are growing in popularity among medium size companies as they combat the rising costs. 

Partially self-funde...

December 11, 2015


In part one of What Every Business Owner Needs To Know About Accounting, we looked at the basic accounting equation — Assets = Liabilities + Equity — and we explained the core behind this equation. (Feel free to review that post for more explanation.)  In this post, w...

December 2, 2015


No, it is not debits and credits, or the benefits of bonus depreciation.  The single most important accounting concept that any business owner needs to understand is a simple mathematical equation:


Assets = Liabilities + Equity



This is the formula that defines every...

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